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A friend of mine, an eminent figure in the financial services industry, made an interesting point in discussion yesterday. If he’s right, and invariably, he is, now might be the time to consider your bank shareholdings. Potentially, the rate-fixing scandal could open the door to enormously costly litigation by those who may have suffered losses as a result. If that happens and goes all the way, lawyers will be the winners and ultimately, bank shareholders will be the losers.

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